FIRST TIME HOME BUYERS
Are you ready to purchase your first property and stop paying rent to a landlord? We can assist you in the buying process and handle the financing details, allowing you to focus on finding the perfect property. Contact us today to get pre-approved and secure a locked-in rate. Then, we’ll work with you to determine a comfortable price range for you and your real estate agent to shop within at no cost.
Getting a mortgage can be intimidating for a first time home buyer. With so many lenders and different types of mortgages available, it can be overwhelming. So let our team of experts do the shopping for you. We have access to over 25 lenders and countless products, allowing us to find the perfect mortgage product to fit your unique needs.
Tips for Getting a Mortgage as a First Time Home Buyer
- Check your credit score: Before applying for a mortgage, it’s essential to check your credit score. A higher score will give you more options and better interest rates. Don’t stress if your credit score isn’t perfect, we can coach you on ways to improve your score, and we also have access to a variety of B lenders.
- Save for a down payment: Saving for a down payment will help you get the best possible interest rate and reduce your monthly payments. Use programs such as the First Home Savings Account to help make saving for your first home a breeze.
- Get pre-approved: Getting pre-approved for a mortgage will give you a better idea of how much you can afford to borrow and help you narrow down your options.
- Shop with a broker: Let our team of experts shop around for you and compare rates and fees to find the best options. The advantage of using a broker is that we have access to a variety of lenders and products.